Features · status as of 2026-05-16

HomeWeal features: household bill tracking, splitting & a multi-currency calendar.

See every capability in action below — and the honest status of every feature: Live, Beta, taken from the app's own flags. We don't pad with checkmarks.

Live shipped and used dailyBeta recently shipped, polishing

A look inside

See HomeWeal in action

Real screens from the actual app — not mockups.

HomeWeal multi-currency bill calendar showing every bill and pay date for the month, with paid bills checked off

A multi-currency bill calendar

Every bill and pay date in one view — paid ones check themselves off, nothing sneaks up on you.

HomeWeal household bill splitting and settle-up view showing who owes what across the household

Household bill splitting & settle-up

Split rent, utilities, anything — HomeWeal does the math and shows who owes what.

HomeWeal bill and spending insights with plain-language breakdowns of where money goes

Bill & spending insights

Plain-language insights on where your money goes — spot bill creep before it bites.

Savings goals

Set targets, track progress, see your ETA to done.

HomeWeal statement-style PDF report with a monthly summary, allocation table, and exportable year-end totals

Statement-style PDF & CSV reports

Monthly statements and year-end exports you own — tax season made calm.

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The honest status of every feature

Curious how HomeWeal stacks up? See how HomeWeal compares to YNAB for multi-currency bill tracking →

Or try the free subscription audit — no signup, see what your subscriptions really cost in 30 seconds.

Bills

Quick-pay

Live

One tap to mark a bill paid for the month.

TIERSolo

Recurring auto-posting

Live

Bills auto-create on schedule (monthly, weekly, biweekly, yearly).

TIERSolo

Variable amount bills

Live

Utilities and credit cards rarely have fixed amounts. We expect that.

TIERSolo

Skip a month

Live

Seasonal bills handled without breaking your stats.

TIERSolo

Unlimited bills

Live

Solo caps at 10. Pro and Family are unlimited.

TIERPro

Vendor directory

Live

Lifetime spend per vendor. Cancel the gym you forgot you had.

TIERPro

AI vendor enrichment

Live

Logo, contact info, and cancellation links pulled automatically from the vendor's own site.

TIERPro

Searchable bill pickers

Live

Type-to-filter selectors for long bill lists in every modal.

TIERSolo

Negotiation helper

Live

A ready-to-use retention script plus call/email shortcuts on every vendor — lower the bill yourself in one sitting.

TIERPro

Variable amount confirmation

Live

Unpaid variable bills show 'est.' and a Confirm-amount prompt, so an estimate never reads as what you owe.

TIERSolo

Calendar & history

Bill calendar

Live

Month view of every bill, color-coded by status.

TIERSolo

Month navigator

Live

Forward, back, compare months.

TIERSolo

Activity feed

Live

Every payment, edit, skip — with timestamp and per-member attribution.

TIERSolo

Immutable audit log

Live

Every action stamped and grouped (Today / Yesterday / Earlier this week). Tamper-proof history for couples and accountants.

TIERPro

On-time rate

Live

Punctuality score per bill, rolled up across the household.

TIERPro

Household

Up to 6 household members

Live

Partners, roommates, kids — anyone who pays a bill.

TIERFamily

Bill splitting

Live

Proportional, custom percentages, or even split. Per-bill rules.

TIERFamily

Settle-up tracker

Live

Track who owes what, mark settled with method (Venmo, bank transfer, cash).

TIERFamily

Venmo deep-links

Live

Auto-generated payment URLs that pre-fill the amount.

TIERFamily

Invite flow

Live

Add a member with an email and they appear in your shared household.

TIERFamily

Per-member activity feed

Live

Who paid what, when. End the 'did you pay rent?' texts.

TIERFamily

Per-household data isolation

Live

Database-level tenancy enforcement. One household's data cannot leak into another's queries — runtime regex guard verifies every query carries a household_id predicate.

TIERFamily

Edit household members

Live

Fix names, colors, roles, and payment handles after the invite — including your own Venmo/PayPal.Me handle.

TIERFamily

Currency

Per-bill currency

Live

Pay rent in EUR, internet in USD, phone in MXN.

TIERPro

Auto-conversion

Live

Live exchange rates rolled up to your home currency.

TIERPro

Insights & planning

Subscription audit

Live

Find every recurring charge.

TIERPro

Subscription cancellation

Live

Archive subscriptions from Settings with monthly + annual totals. Vendor cancellation deep-links so you can actually go cancel.

TIERPro

Category breakdown

Live

Loans, education, telecom, utilities, insurance, subscriptions, other.

TIERPro

Budgets

Live

Monthly caps with progress tracking.

TIERPro

Goals

Live

Save toward a thing. Track contributions. Round-up sweep + auto-contribute on payday.

TIERPro

Income tracking

Live

Monthly income in. So your bills are sustainable.

TIERPro

Health score

Live

0-100 score derived from on-time payments over the last 6 months. 10-segment bar + Strong/Good/Watch label.

TIERPro

90-day cashflow forecast

Live

Daily projection of income vs. bills with running balance. Red band over projected shortfalls.

TIERPro

Smart Insights

Live

Rule-based observations — subscription weight, category concentration, MoM trajectory, quiet wins.

TIERPro

Debt payoff planner

Live

Snowball vs. avalanche, side by side: months to debt-free and total interest for each. See exactly what an extra $50/month buys.

TIERPro

Safe-to-spend number

Live

One number that answers 'am I okay this month?' — with a per-day figure until your next payday.

TIERPro

AI insights

Beta

LLM-written observations grounded in your actual ledger, on the dashboard and insights page. Rolling out gradually.

TIERPro

Ask HomeWeal (AI)

Beta

Type ? in the command palette and ask anything about your bills, budgets, and cashflow — answered from your data, never generic advice.

TIERPro

Reports & export

YTD reports

Live

Total paid, monthly average, top categories.

TIERPro

Statement-style PDF

Live

Paper-edge monthly statement with summary band, allocation table, 12-month chart, branded footer.

TIERPro

PDF export everywhere

Live

One-click PDF on Dashboard, Activity, Reports, and History. Print dialog → fits-on-a-page layout.

TIERPro

CSV export

Live

Every bill, payment, member. Always free, always available.

TIERSolo

Year-end tax summary

Live

Categorized totals ready to hand your accountant.

TIERPro

Excel (XLSX) export

Live

Real Excel workbooks from History and Settings → Data & export. Numbers stay numbers, formulas defused.

TIERSolo

Notifications

Email reminders

Live

Lead-time you control. Per-bill overrides. Opt-in only — never spam.

TIERPro

Weekly digest

Live

What's due, what got paid. Sunday morning. Per-household, never duplicated.

TIERPro

Overdue alerts

Live

When a bill misses its due date. Once, not nagging.

TIERPro

Notification center

Live

Per-user inbox with All / Unread filter, type-coded borders, Pay-now and View-bill actions.

TIERSolo

Web push reminders

Live

Bill-due and overdue alerts delivered to your devices, not just your inbox. Free for everyone.

TIERSolo

Price-increase alerts

Live

We watch your payment history and flag when a bill quietly creeps up 10%+ over its trailing average.

TIERSolo

Integrations

Mobile PWA

Live

Install on iOS/Android home screen. Web push reminders on your devices, per-device control.

TIERSolo

Items not listed here aren't in scope. We list what we ship and stay quiet about what we don't — please reach out if a specific capability is critical for your household and we'll let you know if it's on the trajectory.

Ready when you are.

Free Solo tier, or Pro/Family with a 30-day money-back guarantee. No bait and switch.

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