Built for households
Bill splitting that just works
Your partner. Your roommate. The whole family. Split rent, utilities, subscriptions — settle up via Venmo deep links. No spreadsheet.
Multi-currency native
USD, EUR, GBP, MXN — together
Per-bill currency with auto-conversion. Built for the international household. (YNAB explicitly does not support multiple currencies in one plan; verified May 2026.)
Calm, intentional
Manual entry by design
No bank surveillance. No surprise transactions. You see every bill before it hits, because awareness is the point. (Bank sync coming in 2026 as opt-in.)
Time you get back
Most people lose 18 hours a year to bills.
Spreadsheet entry, app re-categorization, calendar reminders, "did you pay internet?" texts — it adds up. HomeWeal's quick-pay + recurring auto-posting cuts that to roughly 3 hours/year.
Drag the slider to see your number.
Time-saved calculator
How much of your year are bills eating?
Hours/year saved
6.0 hrs
At $25/hour your time
$150/yr
Conservative — most users earn more
Days back to your weekend
0.8 days
Versus spreadsheet-based tracking
Math: ~3 min/bill/month with spreadsheets or paper, ~30 sec/bill/month with HomeWeal quick-add + recurring auto-posting. Estimates only — actual time savings vary.
Side by side
How HomeWeal compares
We don't hide from comparisons. See where HomeWeal fits — and where the alternatives might suit you better.
Built by one person who got tired of forgetting bills
“The big-3 finance apps are designed by VC-backed teams optimizing for engagement. HomeWeal is designed by someone who just wants the cable bill paid on time.”
Common questions
Things people ask before signing up
How is this different from YNAB or Monarch?+
YNAB is zero-based budgeting (steep learning curve). Monarch is an aggregator-first dashboard with bank sync. HomeWeal is bill-tracking-first — manual entry, multi-currency, household-aware, calm. We're the right tool if you want to *know what's due and what's paid*, not redesign your money mindset.
Why no bank sync?+
Manual entry is the point — most overspending happens because you don't see the bill until it hits. Manual entry forces awareness. Bank sync ships in 2026 as an opt-in $4/mo add-on for users who want it.
Can my partner/roommate share the ledger?+
Yes — that's what the Family tier exists for. Up to 6 members, with bill splitting (proportional, custom percentages, or even split) and Venmo deep links to settle up. Per-member activity feed so nobody asks "did you pay rent?" again.
Is my data safe?+
Encrypted at rest. No financial credentials stored (we don't connect to your bank). Open changelog at /changelog. Public status page at /status. Full CSV export available anytime — even on the free Solo tier.
What happens if I cancel?+
Your data stays accessible read-only forever, and you can export it as CSV any time. No "your account is locked" tactics.
Early-bird pricing · 194 days left
Lock in $9/mo Pro or $14/mo Family — for life.
Subscribe before January 1, 2027 and keep your early-bird rate forever, as long as you stay subscribed. Standard pricing kicks in then. See full pricing →
Want a one-time deal instead? Founders Lifetime · $249 once (first 100 only).